Should I File Bankruptcy?

You have trouble paying the minimum due on your debts each month.

Yes

No

You have used one or more credit cards for a cash advance.

Yes

No

You are at or near the limit on your credit lines.

Yes

No

You are using your credit cards to pay some/most of your living expenses.

Yes

No

You are unsure of the total amount of your debt.

Yes

No

You have skipped a payment on at least one credit card.

Yes

No

You receive telephone calls at home or at work from bill collectors.

Yes

No

You screen your telephone calls so you don’t have to talk to bill collectors.

Yes

No

You put your mail in a drawer so you don’t have to open it.

Yes

No

You have anxiety about not being able to pay your mortgage or rent.

Yes

No