Taking the Debtor Education Class

A "Must Do"

Federal law requires that you complete a “Debtor’s Education Class” sometime after your bankruptcy is filed and before your discharge can be granted.

This class must be held by an approved agency which, upon your completion, will issue a certification to be filed with the bankruptcy court trustee. Which class you take depends on whether you filed a Chapter 13 case or a Chapter 7 case. We have listed both below.

The contact info and cost info below is only an estimate of current rates and you should ask your counseling agency for a current cost quote in advance.

Approved Agencies for Pre-Discharge Education ONLY

For Chapter 13 Cases Only, In Person Classes:

Jeffrey M. Kellner, Chapter 13 Standing Trustee
131 N. Ludlow Street, Suite 900
Dayton, OH 45402
(937) 222-7600
*Free Class

Margaret A. Burks, Chapter 13 Standing Trustee
36 E. 7th Street, Suite 1630
Cincinnati, OH 45202
(513) 261-4488
*Free Class

For Chapter 7 Cases Only, In Person Classes:

Ohio State University, Department of Consumer Services Extension Locations, prices vary by location:

Champaign County: (937) 484-1526, $40.00

Clark County: (937) 328-4607, $40.00 (ind.) $60.00 (joint)

Clermont County: (513) 732-7070, $50.00

Clinton County: (937) 382-0901, $50.00

Darke County: (937) 548-5215, $50.00

Greene County: (937) 372-9971, $50.00 (ind.) $60.00 (joint)

Highland County: (937) 393-1918, $40.00

Miami County: (937) 440-3945, $40.00

Montgomery County: (937) 224-9654, $50.00

Shelby County: (937) 498-7239, $40.00 (ind.) $55.00 (joint)